[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/auto\/competition-in-the-u-s-auto-insurance-market-has-driven-down-premium-costs\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/auto\/competition-in-the-u-s-auto-insurance-market-has-driven-down-premium-costs\/","headline":"Competition in the U.S. Auto Insurance Market Has Driven Down Premium Costs","name":"Competition in the U.S. Auto Insurance Market Has Driven Down Premium Costs","description":"A highly competitive auto insurance marketplace is making coverage more widely available and affordable for all drivers, according to the Insurance Information Institute (I.I.I.). The I.I.I. vigorously contested a Consumer Federation of America (CFA) study which asserted that insurance rating practices were driving up auto insurance prices for low- and moderate-income households. The I.I.I. pointed out that the CFA analysis came only weeks after another organization\u2014the National Association of Insurance Commissioners (NAIC)\u2014representing the nation\u2019s insurance...","datePublished":"2012-05-23","dateModified":"2014-06-18","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/insurance-information-institute\/#Person","name":"Insurance Information Institute","url":"https:\/\/consumerinsuranceguide.com\/author\/insurance-information-institute\/","identifier":45,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a172f8214d1ba5dfc4d520a1a9c73d0e67d500c642616721b68fb15b38f0bdc1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a172f8214d1ba5dfc4d520a1a9c73d0e67d500c642616721b68fb15b38f0bdc1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/05\/iStock_000016901097XSmall1.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/05\/iStock_000016901097XSmall1.jpg","height":282,"width":425},"url":"https:\/\/consumerinsuranceguide.com\/auto\/competition-in-the-u-s-auto-insurance-market-has-driven-down-premium-costs\/","about":["Auto"],"wordCount":766,"keywords":["competitive car insurance market provides value for consumers","policyholders are finding that auto insurance premiums are more affordable"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Auto","item":"https:\/\/consumerinsuranceguide.com\/auto\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Competition in the U.S. Auto Insurance Market Has Driven Down Premium Costs","item":"https:\/\/consumerinsuranceguide.com\/auto\/competition-in-the-u-s-auto-insurance-market-has-driven-down-premium-costs\/#breadcrumbitem"}]}]