[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/auto\/does-your-auto-insurance-specify-original-or-aftermarket-replacement-parts\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/auto\/does-your-auto-insurance-specify-original-or-aftermarket-replacement-parts\/","headline":"Does Your Auto Insurance Specify Original or Aftermarket Replacement Parts?","name":"Does Your Auto Insurance Specify Original or Aftermarket Replacement Parts?","description":"You\u2019ve had an accident. You\u2019re okay, but your car is in need of some serious bodywork. Fortunately, you have auto insurance and you’ve already received a repair estimate from the claims adjuster. That estimate notes covered repair costs for parts and labor, yes, but do you know which types of parts the body shop is being authorized to use? A fender is a fender, right? Not necessarily. Depending on the insurance company – and your...","datePublished":"2017-04-06","dateModified":"2019-11-07","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/jim-gorzelany\/#Person","name":"Jim Gorzelany","url":"https:\/\/consumerinsuranceguide.com\/author\/jim-gorzelany\/","identifier":36,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b20ec413818358974ffa41493b707d09cd42664e1e144cf5ddceee586ad6541e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b20ec413818358974ffa41493b707d09cd42664e1e144cf5ddceee586ad6541e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/05\/car-insurance-replacement-parts.jpeg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/05\/car-insurance-replacement-parts.jpeg","height":267,"width":400},"url":"https:\/\/consumerinsuranceguide.com\/auto\/does-your-auto-insurance-specify-original-or-aftermarket-replacement-parts\/","commentCount":"1","comment":[{"@type":"Comment","@id":"https:\/\/consumerinsuranceguide.com\/auto\/does-your-auto-insurance-specify-original-or-aftermarket-replacement-parts\/#Comment1","dateCreated":"2017-08-03 22:12:47","description":"This is insane for the NAMIC to blame their use for aftermarket parts on saving $3B a year. Absolutely ludicrous. If people were TOLD they were having old parts added to their car, most would surely prefer to pay a bit more to have all new OEM parts added to their car. And you really think they are saving us a bunch of money on our premiums by using aftermarket\/used parts?! Bullcrap! They are not cutting our premiums after this implementation, they are pocketing every penny and charging us the same as usual. This should absolutely be against the law. Probably a reason the auto industry has suffered in recent decades, to be honest. Maybe they should consider getting patents on every single part on a car, maybe even allowing manufacturers of complete cars to use the patent without paying a royalty. Just a thought. That way aftermarket parts couldn't be produced and the insurance companies will have to go OEM no matter what. Wouldn't used parts void a manufacturer warranty? I bet insurance companies don't pick up the slack there, huh. Just outrageous. I mean, I'll never drive a car under 10 years old because I'm not a sucker who takes on car loan debt, so I'll probably never care much for used\/aftermarket parts...unless we're talking crash safety parts. I would hope that there's a law to use brand new crash-safety parts at least. But knowing insurance companies, I doubt that. Tell you what, if a used part causes your next crash, I would sue sue sue! Take that giant settlement and retire early.","author":{"@type":"Person","name":"Spaethon","url":""}}],"about":["Auto"],"wordCount":625,"keywords":["auto insurance and the cost of replacement parts","Featured","repair costs and auto insurance claims","the pros and cons of aftermarket and OEM parts"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Auto","item":"https:\/\/consumerinsuranceguide.com\/auto\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Does Your Auto Insurance Specify Original or Aftermarket Replacement Parts?","item":"https:\/\/consumerinsuranceguide.com\/auto\/does-your-auto-insurance-specify-original-or-aftermarket-replacement-parts\/#breadcrumbitem"}]}]