[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/disability\/what-situations-warrant-individual-disability-insurance\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/disability\/what-situations-warrant-individual-disability-insurance\/","headline":"What situations warrant individual disability insurance?","name":"What situations warrant individual disability insurance?","description":"Without a crystal ball, there\u2019s no way of knowing what the future holds when it comes to a personal disability. Even so, there are known situations where owning an individual disability income policy is recommended.\r\n\r\nDisability income insurance replaces a large portion of your income in the event you become sick or disabled and are unable to pay your bills.\r\n\r\n","datePublished":"2010-09-29","dateModified":"2014-09-08","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/wlind\/#Person","name":"Wes Lind","url":"https:\/\/consumerinsuranceguide.com\/author\/wlind\/","identifier":14,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/09a38fdec47d21fb7e38930d20a8fa5dca1cb64d1226220217fa211bd36ed0a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/09a38fdec47d21fb7e38930d20a8fa5dca1cb64d1226220217fa211bd36ed0a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2010\/09\/iStock_000002609267XSmall.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2010\/09\/iStock_000002609267XSmall.jpg","height":282,"width":425},"url":"https:\/\/consumerinsuranceguide.com\/disability\/what-situations-warrant-individual-disability-insurance\/","about":["Disability"],"wordCount":253,"keywords":["disability income","disability insurance","employees","financial planning","just in case","life insurance","McGill's Life Insurance","private","private coverage","unpredictability","workplace"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Disability","item":"https:\/\/consumerinsuranceguide.com\/disability\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What situations warrant individual disability insurance?","item":"https:\/\/consumerinsuranceguide.com\/disability\/what-situations-warrant-individual-disability-insurance\/#breadcrumbitem"}]}]