[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/disability\/why-own-occupation-disability-insurance-is-important\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/disability\/why-own-occupation-disability-insurance-is-important\/","headline":"Why \u201cOwn Occupation\u201d Disability Insurance is Important","name":"Why \u201cOwn Occupation\u201d Disability Insurance is Important","description":"What is Own Occupation Disability Insurance? You may have heard that if you\u2019re looking for disability insurance, you should be looking  for \u201cown occupation\u201d coverage. In the past 20 years of working with clients to protect their income, I\u2019ve heard it called \u201cowner-occupation\u201d, \u201cowner-occupied\u201d, \u201cown-occ,\u201d and a variety of other derivatives of the correct terminology \u201cown occupation,\u201d but the basic concept is that it\u2019s a type of disability insurance  that pays if you can\u2019t do...","datePublished":"2019-06-12","dateModified":"2019-08-27","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/bbland\/#Person","name":"Bob Bland","url":"https:\/\/consumerinsuranceguide.com\/author\/bbland\/","identifier":48,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7593deda487c3963bae515ef978ce6e195b2d093a826f51e95c7c24cc0c9e1bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7593deda487c3963bae515ef978ce6e195b2d093a826f51e95c7c24cc0c9e1bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/11\/iStock_000017587998XSmall.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/11\/iStock_000017587998XSmall.jpg","height":282,"width":425},"url":"https:\/\/consumerinsuranceguide.com\/disability\/why-own-occupation-disability-insurance-is-important\/","about":["Answers to Insurance Questions","Disability","Editors' Picks","Featured","Long Term Disability"],"wordCount":936,"keywords":["business","disability","disability insurance","employee","long-term disability","long-term disability quote","modified own occupation","occupation","own occupation"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Disability","item":"https:\/\/consumerinsuranceguide.com\/disability\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Why \u201cOwn Occupation\u201d Disability Insurance is Important","item":"https:\/\/consumerinsuranceguide.com\/disability\/why-own-occupation-disability-insurance-is-important\/#breadcrumbitem"}]}]