[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/editors-picks\/gender-inequality-insurance\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/editors-picks\/gender-inequality-insurance\/","headline":"Gender Inequality & Insurance","name":"Gender Inequality & Insurance","description":"Gender does matter\u2014 especially when it comes to insurance. Whose rates are higher? And is it justified?\r\n\r\nThe process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.\r\n\r\nWomen\u2019s life insurance rates are lower because they statistically live longer than men.\r\n\r\n","datePublished":"2019-05-20","dateModified":"2019-07-02","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/hsmith\/#Person","name":"Hollie Smith","url":"https:\/\/consumerinsuranceguide.com\/author\/hsmith\/","identifier":8,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/605f74998286cab999fcd33124d26edf8b921af5d68d151f5e478ae075b4f54c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/605f74998286cab999fcd33124d26edf8b921af5d68d151f5e478ae075b4f54c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2010\/02\/iStock_000014145791XSmall1-e1312996470119.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2010\/02\/iStock_000014145791XSmall1-e1312996470119.jpg","height":251,"width":378},"url":"https:\/\/consumerinsuranceguide.com\/editors-picks\/gender-inequality-insurance\/","about":["Editors' Picks"],"wordCount":1165,"keywords":["Affordable Health Care for America Act","America's Health Insurance Plans","American Association for Long-Term Care Insurance","American Council of Life Insurers","auto insurance","Boston Business Journal","disability insurance","gender","geographical","Hartford Financial Services Group","health insurance","inequality","Insurance","legislation","life insurance","long-term care insurance","Massachusetts","maternity coverage","National Women's Law Center","New York Times","pre-existing condition","President Obama","rates","rating","SBLI","Social Issues Research Center","states","statistics"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Editors Picks","item":"https:\/\/consumerinsuranceguide.com\/editors-picks\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Gender Inequality & Insurance","item":"https:\/\/consumerinsuranceguide.com\/editors-picks\/gender-inequality-insurance\/#breadcrumbitem"}]}]