[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/health\/long_term_care\/the-essentials-of-long-term-care-insurance\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/health\/long_term_care\/the-essentials-of-long-term-care-insurance\/","headline":"The Essentials of Long-Term Care Insurance","name":"The Essentials of Long-Term Care Insurance","description":"When you\u2019re young, long-term care insurance is not something you’re likely to think about. You might also think that long-term care insurance is something to worry about well into your 60s or 70s.\u00a0But in reality, an illness or disability can strike at any time and at any age, and long-term care does not come cheap. In fact, Genworth’s 2019 Cost of Care Survey found that the average monthly cost of professional care in the U.S....","datePublished":"2020-03-17","dateModified":"2020-08-03","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/dklimas\/#Person","name":"Debbie Klimas","url":"https:\/\/consumerinsuranceguide.com\/author\/dklimas\/","identifier":68,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb9a4e24e22390d981562d40cc6ada9c9d4b8be9d21283d97a8705f2e3863b52?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb9a4e24e22390d981562d40cc6ada9c9d4b8be9d21283d97a8705f2e3863b52?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2011\/07\/iStock_000005304585XSmall.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2011\/07\/iStock_000005304585XSmall.jpg","height":282,"width":425},"url":"https:\/\/consumerinsuranceguide.com\/health\/long_term_care\/the-essentials-of-long-term-care-insurance\/","about":["Long-Term Care"],"wordCount":1201,"keywords":["basics","cost","essentials","long-term care insurance","premium","when to buy"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Health","item":"https:\/\/consumerinsuranceguide.com\/health\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Long_term_care","item":"https:\/\/consumerinsuranceguide.com\/health\/\/long_term_care\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"The Essentials of Long-Term Care Insurance","item":"https:\/\/consumerinsuranceguide.com\/health\/long_term_care\/the-essentials-of-long-term-care-insurance\/#breadcrumbitem"}]}]