[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/consumerinsuranceguide.com\/home\/homeowners-insurance-does-not-cover-damage-from-floods\/#BlogPosting","mainEntityOfPage":"https:\/\/consumerinsuranceguide.com\/home\/homeowners-insurance-does-not-cover-damage-from-floods\/","headline":"Homeowners insurance does not cover damage from floods","name":"Homeowners insurance does not cover damage from floods","description":"Hurricane Sandy\u2019s treatment of the East Coast offers a warning\u00a0that floods aren\u2019t just located in Florida and Louisiana. It’s also a reminder\u00a0that\u00a0homeowners need a separate flood policy to cover the damage. Flood insurance\u00a0is available in the form of a separate policy from both the federal government’s National Flood Insurance Program and from a few private insurers. Properties situated in a designated flood zone generally have flood insurance policies covering them, according to the Insurance Information...","datePublished":"2012-10-30","dateModified":"2012-10-30","author":{"@type":"Person","@id":"https:\/\/consumerinsuranceguide.com\/author\/cigstaff\/#Person","name":"Consumer Insurance Guide Staff","url":"https:\/\/consumerinsuranceguide.com\/author\/cigstaff\/","identifier":10,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e539df6fdc5aef72b4a0d68627b0bab3047a379c7445b41494fb245424359e5c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e539df6fdc5aef72b4a0d68627b0bab3047a379c7445b41494fb245424359e5c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Consumer Insurance Guide","logo":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2017\/03\/consumer-insurance-guide-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/10\/flood2.jpg","url":"https:\/\/consumerinsuranceguide.com\/wp-content\/uploads\/2012\/10\/flood2.jpg","height":282,"width":425},"url":"https:\/\/consumerinsuranceguide.com\/home\/homeowners-insurance-does-not-cover-damage-from-floods\/","about":["Home"],"wordCount":420,"keywords":["fiscal planning key to hurricane season survival","flood insurance","hurricane","the need for flood insurance"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/consumerinsuranceguide.com\/home\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Homeowners insurance does not cover damage from floods","item":"https:\/\/consumerinsuranceguide.com\/home\/homeowners-insurance-does-not-cover-damage-from-floods\/#breadcrumbitem"}]}]