Insurance companies boost about best prices as well as discounts but there are many consumers that just don’t know what those discounts are so lets talk about the different discounts available per type of insurance and what you may qualify.
Car Insurance: Many companies will offer discounts for the following:
What kind of Vehicle equipment do you have which include air bags, anti-lock brakes, and anti- theft systems
What is your driving history and you can be rewarded if you have not had an accident for a number of years
Drivers education courses may help reduce your rates
Even if you are good student in school or just obtained a degree may offer you a break
What about your military status?
Do you have more than one car which may offer you a discount
How long have you been a customer?
What types of memberships do you have and are they contracted by your auto insurance provider.
What about bundling car insurance with other policies
Are you keeping your mileage down?
Are you utilizing paperless billing
Home Owners Insurance:
Do you have a home security system or live in a protected community such as one that is gated?
Do you have an upgraded roof, wiring and new pipes?
What other benefits have you added?
If you haven’t filed a claim, any discounts?
Long time customer?
Can you bundle this with an auto policy?
Have you recently purchased a new home?
How many smoke alarms do you have?
If your home green?
Discounts can change so it is important to contact your insurer periodically to see if there are new changes in your policy.
