According to Pew Research, home ownership has fallen over the past decade in major cities such as New York, Los Angeles, Chicago and Houston, renters outnumber homeowners, the US Census Bureau reports.
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A consumer protection group recently helped review and enforce legislation in California which will impact renters and result in a drop in their renter’s insurance premiums by an average of 40.6% for an annual overall rate savings to consumers of $11 million. The drop in rates came as a result of action taken under Proposition 103, California’s insurance reform law which requires that insurers open their books and justify their home, auto and business insurance rates before…
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However, insurance coverage questions arise when an insurer expects a person to be using the home in one way, but later finds out the conditions have changed
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If you live in a rented apartment, house or condominium, your landlord’s insurance doesn’t cover your personal property in the event that it is stolen or damaged as a result of a fire, theft or other unexpected circumstances.
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Renters insurance covers many of the expensive items that students typically take with them to an apartment on a college campus. It’s always good advice to read over your policy to understand what is, and what is not covered.
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Generally, a renter puts up a nonrefundable deposit with an agreed date at which he has the option to purchase; buying at the end of the lease. Because of such economic risk today, it has happened where the owner can’t continue making mortgage payments and the renter loses substantial credit and can’t buy. Now what?
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According to the CDC, over 400 Americans dies from unintentional CO poisoning. Fatality is highest among Americans 65 and older
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Renters insurance is truly a valuable commodity of protection.
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The number of people living together as roommates and unmarried partners is on the rise and along with it come questions about home and auto insurance, according to the Insurance Information Institute. In some states roommates and romantic partners are allowed to share a renters insurance policy, but there’s a lot more to consider than just how to divvy up the bill. One out of every eight homes in the U.S. is now inhabited by two…
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While a majority of American homeowners have insurance only 31 percent of renters buy renters insurance, according to recent survey by the Insurance Information Institute. This number drops to 15 percent amongst Hispanic renters. This contrasts with how in some of the largest cities, renters significantly outnumber homeowners. In 2010, 69 percent of households rented their homes in New York City, followed by Los Angeles (61.8 percent), Chicago (55.1 percent) and Houston (54.6 percent), according…
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
