Throughout our lives we will ask each other the following questions regarding insurance – what kind of insurance do I need and when should I purchase it?
Read MoreHow Insurance Needs Can Vary Over Time
renters insurance
Our Tор 5 Insurance Tірѕ for Millennials
What is the Millennial Generation? The term “Millennial” is usually applied to individuals who reached adulthood at the turn of the 21st century, but the precise line of demarcation can vary depending on the source. Neil Howe and William Strauss wrote an influential book back in 1991, Generations: The History of America’s Future, 1584 to 2069, and as a result, they’re most often cited as the guys who stuck you with the brand. As a…
Read MoreWhy Do So Few Renters Actually Purchase Insurance
According to Pew Research, home ownership has fallen over the past decade in major cities such as New York, Los Angeles, Chicago and Houston, renters outnumber homeowners, the US Census Bureau reports.
Read MoreYour Renter’s Insurance Just Got Cheaper in California
A consumer protection group recently helped review and enforce legislation in California which will impact renters and result in a drop in their renter’s insurance premiums by an average of 40.6% for an annual overall rate savings to consumers of $11 million. The drop in rates came as a result of action taken under Proposition 103, California’s insurance reform law which requires that insurers open their books and justify their home, auto and business insurance rates before…
Read MoreHow to insure your engagement ring this Valentine’s Day
The Insurance Information Institute (I.I.I.) offers four easy tips on how you can insure your engagement ring.
Read MoreShould you rent or own?
Generally, a renter puts up a nonrefundable deposit with an agreed date at which he has the option to purchase; buying at the end of the lease. Because of such economic risk today, it has happened where the owner can’t continue making mortgage payments and the renter loses substantial credit and can’t buy. Now what?
Read MoreProper preparation to secure a safe voyage
Known as one of the most relaxing vacations, consumers question the safety on cruise lines, and if travel insurance is a good option.
Read MoreIssues arise when roommates choose to share insurance
The number of people living together as roommates and unmarried partners is on the rise and along with it come questions about home and auto insurance, according to the Insurance Information Institute. In some states roommates and romantic partners are allowed to share a renters insurance policy, but there’s a lot more to consider than just how to divvy up the bill. One out of every eight homes in the U.S. is now inhabited by two…
Read MoreMost renters lack insurance
While a majority of American homeowners have insurance only 31 percent of renters buy renters insurance, according to recent survey by the Insurance Information Institute. This number drops to 15 percent amongst Hispanic renters. This contrasts with how in some of the largest cities, renters significantly outnumber homeowners. In 2010, 69 percent of households rented their homes in New York City, followed by Los Angeles (61.8 percent), Chicago (55.1 percent) and Houston (54.6 percent), according…
Read MoreInsurance coverage for college students
A child heading off to college is an extremely rewarding experience. A young adult is going out into the world to take those bold steps to build an independent life. For parents, it’s marked by feelings of pride in their children as well as anxiety for them. Health insurance Choosing adequate health insurance coverage could be one of the most important decisions parents of the college-bound make. If there is an accident or serious illness,…
Read MoreFeatured
Oct 30, 2019
LA County residents forced to evacuate could tap insurance for cost reimbursement
LOS ANGELES, Calif. — Thousands of residents from Los Angeles
Health
Mar 17, 2020
The Essentials of Long-Term Care Insurance
When you’re young, long-term care insurance is not something
