Like every other insurance plan out there (auto, homeowners, disability), there is no “one size fits all” model. Instead, the differences lie in the size of the premiums, and how restrictive the plan is with regards to the consumer’s choice of doctor.
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Gender does matter— especially when it comes to insurance. Whose rates are higher? And is it justified?
The process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.
Women’s life insurance rates are lower because they statistically live longer than men.
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Throughout our lives we will ask each other the following questions regarding insurance – what kind of insurance do I need and when should I purchase it?
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What is the Millennial Generation? The term “Millennial” is usually applied to individuals who reached adulthood at the turn of the 21st century, but the precise line of demarcation can vary depending on the source. Neil Howe and William Strauss wrote an influential book back in 1991, Generations: The History of America’s Future, 1584 to 2069, and as a result, they’re most often cited as the guys who stuck you with the brand. As a…
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Shopping for a life insurance or a long-term disability insurance policy means it’s pretty likely you’ll be facing an insurance medical exam. These procedures are also called life insurance physical exams or “paramedical exams,” and if you’ve never had one, we’re here to help answer any questions you might have about the process from start to finish. So first off, what goes on during the exam and why do insurers want you to undergo a…
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By Linda Gorman, reprinted from Health Care News, Heartland Institute The United Kingdom’s single-payer health care system provides an important model, and cautionary tale, for those who advocate such a system in the United States. Over the Christmas holidays, the waits for emergency care in the British National Health Service (NHS) reached what the nation’s press called “crisis” levels. Compared to 2013, twice as many ambulances had more than 30 minute waits outside of overcrowded…
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Women are at a higher risk for developing a heart disease, but are currently being underrepresented in the research department.
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Guest columnist, Alieta Eck, M.D., from the Association of American Physicians and Surgeons explains her latest experience with Medicaid.
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Guest columnist, Richard Amerling, M.D., from the Association of American Physicians and Surgeons explains the latest news on private medical practice.
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Chronic fatigue syndrome, a debilitating illness affecting up to 2.5 million Americans, may soon get a new name and set of diagnostic criteria.
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
