Gender does matter— especially when it comes to insurance. Whose rates are higher? And is it justified?
The process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.
Women’s life insurance rates are lower because they statistically live longer than men.
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Each year, hail costs the insurance industry billions of dollars in insurance claims. The following tips will benefit both consumers and insurance companies in regards to hail damage.
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Kentucky finalized a measure today that will ban drivers from texting while driving. The ruling also prohibits new drivers who have less than six months of driving experience to talk on a cell phone while operating a vehicle.
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Foodborne illnesses affect one in six Americans each year, according to recent statistics released by the Centers for Disease Control and Prevention. Data collected by the CDC in 2011, estimate that 31 of the most common agents of foodborne disease found in foods in the United States cause 9.4 million illnesses, 55,961 hospitalizations, and 1,351 deaths each year. The CDC reported that 90 percent of all foodborne deaths and hospitalizations were caused by seven known…
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A provision in the Patient Protection and Affordable Care Act which was signed into law last year by President Barack Obama requires all U.S. states to set up health insurance exchanges or have federal regulators step in to do it for them. Maryland is already moving to meet the 2012 deadline, according to the Baltimore Business Journal. A Democratic state Senator, Mac Middleton, told the publication he does not see any serious opposition from the…
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The Employer Union Health Benefits Trust Fund, which operates government health insurance in Hawaii, is in danger of becoming insolvent, the Associated Press reports. Hawaiian governor Linda Lingle has reached out to lawmakers, requesting that they restructure management of the trust and reduce the health benefits of public employees.
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In order to insure something, you first must realize that it has a lot of value and needs to be insured. Perhaps that explains why so many Americans lack disability insurance. A recent survey found that Americans greatly underestimate their earnings potential.
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GUEST EDITORIAL By Joseph Bast, The Heartland Institute Obama signed the Patient Protection and Affordable Care Act … all 3,256 pages of it … into law on March 23, 2010. Most of the provisions don’t go into effect until 2014, but some of the taxes to fund it started immediately. By counting ten years of revenues and only six years of expenses, the administration was able to claim it will reduce the federal debt over…
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Not all auto insurance claims that come across an adjuster’s or investigator’s desk are typical and mundane. There’s always the scammer to watch out for—some more creative or outrageous than others—that cost insurance companies tens of millions of dollars a year. There’s the occasional bizarre incident that no one could possibly have conjured up on their own. And then there are the excuses—some lame, some hysterical—that have insurers shaking their heads and rolling over in…
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A distinctive type of genetic material that helps cancer cells distribute themselves throughout the body has been found by researchers at the University of East Anglia who have published their findings in the latest issue of the journal Oncogene.
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
