Like every other insurance plan out there (auto, homeowners, disability), there is no “one size fits all” model. Instead, the differences lie in the size of the premiums, and how restrictive the plan is with regards to the consumer’s choice of doctor.
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Gender does matter— especially when it comes to insurance. Whose rates are higher? And is it justified?
The process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.
Women’s life insurance rates are lower because they statistically live longer than men.
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Throughout our lives we will ask each other the following questions regarding insurance – what kind of insurance do I need and when should I purchase it?
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What is the Millennial Generation? The term “Millennial” is usually applied to individuals who reached adulthood at the turn of the 21st century, but the precise line of demarcation can vary depending on the source. Neil Howe and William Strauss wrote an influential book back in 1991, Generations: The History of America’s Future, 1584 to 2069, and as a result, they’re most often cited as the guys who stuck you with the brand. As a…
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You know it for a fact. Life is about choices, and regardless of how much pleasure those choices can provide you, some of them will leave you paying more for life insurance. But have no fear, some of the most likely causes for sky-high insurance rates can be the easiest to fix. Stop Supersizing Everything You Do! Okay, so you porked up a bit and there’s some excess weight hanging over your belt. When it…
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Shopping for a life insurance or a long-term disability insurance policy means it’s pretty likely you’ll be facing an insurance medical exam. These procedures are also called life insurance physical exams or “paramedical exams,” and if you’ve never had one, we’re here to help answer any questions you might have about the process from start to finish. So first off, what goes on during the exam and why do insurers want you to undergo a…
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The East Village explosion caused panic among New York city residents, yet damage to insured properties are likely covered by standard property insurance policies.
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To help ensure a safe and healthy summer, the EPA has provided a series of tips that are good for your health, your wallet and the environment.
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Giving the gift of life insurance this Father’s Day may not seem so special right now but it will guarantee financial security for one’s loved ones in the future.
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With the 70th anniversary of D-Day being tomorrow, take some time out of your day to thank those close to you and make efforts to protect their future.
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
