Health Insurance Basics

Health Insurance Basics

Like every other insurance plan out there (auto, homeowners, disability), there is no “one size fits all” model. Instead, the differences lie in the size of the premiums, and how restrictive the plan is with regards to the consumer’s choice of doctor.

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Should you get snowmobile insurance coverage?

Should you get snowmobile insurance coverage?

Though consumers may enjoy a number of recreational activities during the winter, some are more dangerous than others, which could prompt people to make sure they have proper snowmobile insurance coverage. One of those activities that may end up leading to accidents is snowmobiling. According to the industry group the Insurance Information Institute’s 2010 fact book, which cited data from the National Safety Council, there were 12,735 snowmobile-related injuries in 2004. Given that amount of…

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A primer on disability insurance

A primer on disability insurance

Every day, millions of Americans work hard to earn a living to support themselves and their families. But what if unforeseen circumstances prevented you from earning your daily wages? Accidents and illness can occur at any time. Even if your income suddenly dries up, your bills won’t. Therein lies the value of purchasing disability insurance. This kind of supplemental insurance coverage provides various levels of income protection should you be unable to work because of…

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