Insurance 101: How to Buy Auto Insurance

Insurance 101: How to Buy Auto Insurance

There are many options and advertisements for auto insurance. With so many choices, it’s hard to know what you really need. However, an Illinois driver is required to carry auto insurance and certain coverage options may be required by your lender if you still have a loan out on your vehicle. All the big name auto insurers, like Geico, offer multiple coverage options which can be generalized to six different areas. Liability for bodily injury…

Read More

Should you get snowmobile insurance coverage?

Should you get snowmobile insurance coverage?

Though consumers may enjoy a number of recreational activities during the winter, some are more dangerous than others, which could prompt people to make sure they have proper snowmobile insurance coverage. One of those activities that may end up leading to accidents is snowmobiling. According to the industry group the Insurance Information Institute’s 2010 fact book, which cited data from the National Safety Council, there were 12,735 snowmobile-related injuries in 2004. Given that amount of…

Read More

I don’t have Maternity Health Insurance Coverage… Now what?

I don’t have Maternity Health Insurance Coverage… Now what?

When you’re expecting a baby, time should be spent deciding on baby names and prepping the nursery—not stressing about how you’re going to pay medical bills.

Read More

Spending more on snacks and beer rather than auto insurance?

Spending more on snacks and beer rather than auto insurance?

In this tight economy consumers on average still manage to spend more on the things they like such as pizza and booze rather than the things they need such as auto insurance.

Americans spend a combined $329 billion on pizza, beer and spirits while shelling out a mere $159 billion a year on auto insurance.

Read More

Helpful fire safety tips for the holidays

Helpful fire safety tips for the holidays

The United State Fire Administration provided fire safety tips for the home during the holidays, which if followed, will ensure a healthy and happy time for all involved.

The USFA says heating fires account for 36 percent of residential home fires in rural areas each year, and the reason for this is creosote buildup in chimneys and stovepipes. Furthermore, the USFA encourages all home heating systems be maintained regularly in order to function safely and efficiently.

Read More

Reduce insurance coverage with caution

Reduce insurance coverage with caution

Reducing coverage on auto insurance or other forms of financial protection may be one route consumers take to save money.

Given that unemployment is high, many Americans are trying to reduce their monthly bills. And while there are ways to obtain auto insurance coverage for lower rates, the Insurance Information Institute says consumers should be careful about lowering coverage.

Read More

How to Save on Auto Insurance

How to Save on Auto Insurance

In today’s tougher economy, everyone is looking to save money on car insurance. Here are ten tips to help save money in premiums, according to the Insurance Information Institute.

Read More

Three methods to increase disability income benefits

Three methods to increase disability income benefits

Since the primary reason for purchasing a disability income insurance policy is to replace any income that may be lost due to a disability, it’s imperative to have an adequate amount of coverage in place before a disability occurs.

Edward E. Graves, author of “McGill’s Life Insurance” says there are three methods a non-disabled person can employ to make sure their benefits are enough to support their income prior to a disability. The general rule of thumb is if you received a raise or your expenses have increased, so should your benefits.

Read More
1 2