risk Archives - Consumer Insurance Guide

Important Flood Insurance Changes to Know in 2017

By Carolina Heritage Insurance Agency
February 6, 2017March 16, 2017

This information is primarily concerning properties that are located in FEMA Flood Zones “A”. Carolina Heritage Insurance is dedicated to helping communicate and clear up the upcoming FEMA Flood confusion with regards to increases in Flood premiums and the remapping of Flood Zones. If your property is located within an “A” Flood Risk Zone, and is an older property (1990 and older) and you’re paying a high premium… the information below may provide some help….

Tweet at your own risk: Would you buy Twitter insurance?

By Hollie Smith
December 26, 2011June 18, 2014

Peppered amongst fan messages to Justin Bieber, the news of Osama Bin Laden’s death, and popular phrases from the latest “Glee” episodes, the word “rogue” is fast becoming a hot-button issue on Twitter. Thoughtless, knee-jerk comments can quickly become viral sensations and professional and personal disasters in the real-time nature of the social media culture. What happens in the aftermath? In some cases, companies have seized onto the vast amount of free publicity they’ve received…

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Insuring the local haunt

By Hollie Smith
October 31, 2011June 18, 2014

Maybe you’ve heard about this haunted house—or even searched for it yourself: Hailed as the scariest haunted house of all-time, the building itself boasts 13 floors of freakish delight. It’s so scary, in fact, that people are given a full refund upon completion of the frightening tour. The only catch? It’s so scary that no one has ever finished. Does this sound familiar? It might, because according to Snopes.com, this is just another Halloween-related urban…

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Exercise during pregnancy can reduce baby’s risk of obesity

By Consumer Insurance Guide Staff
December 28, 2010September 9, 2014

Being physically active during pregnancy can have health benefits for women that go beyond shedding some extra baby weight, according to Reuters.

Surgeon General finds tobacco consumption rapidly impacts body

By Consumer Insurance Guide Staff
December 9, 2010September 9, 2014

The U.S. Surgeon General released a report with new evidence indicating smoking and exposure to secondhand smoke is likely to cause instantaneous harm to the body.

Moderate alcohol consumption good for transplant patients

By Consumer Insurance Guide Staff
November 19, 2010September 8, 2014

Renal and Urology News confirmed a study that found drinking alcohol in moderate doses correlates with a low prevalence of post-transplant diabetes and decreased risk of death in renal transplant recipients.

Reduce insurance coverage with caution

By Consumer Insurance Guide Staff
October 28, 2010September 8, 2014

Reducing coverage on auto insurance or other forms of financial protection may be one route consumers take to save money.

Given that unemployment is high, many Americans are trying to reduce their monthly bills. And while there are ways to obtain auto insurance coverage for lower rates, the Insurance Information Institute says consumers should be careful about lowering coverage.

FEMA urges homeowners not to gamble on flood insurance

By Consumer Insurance Guide Staff
October 4, 2010June 6, 2014

The Federal Emergency Management Agency issued a statement Monday, warning homeowners that it could be a dangerous move to decide against purchasing flood insurance if they live in an area that could be affected by such an event.

Federal coordinating officer Brad Harris said “if more people knew the real risks and were aware of the real odds we’d have a lot more people signing up for flood insurance,” adding that roughly a quarter of all flood losses occur outside of even so-called “100-year floodplains.” This means that consumers must work to educate themselves about their real risks of suffering home damage from a flood.