Insurance 101: How to Buy Auto Insurance

Insurance 101: How to Buy Auto Insurance

There are many options and advertisements for auto insurance. With so many choices, it’s hard to know what you really need. However, an Illinois driver is required to carry auto insurance and certain coverage options may be required by your lender if you still have a loan out on your vehicle. All the big name auto insurers, like Geico, offer multiple coverage options which can be generalized to six different areas. Liability for bodily injury…

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Girls Tailgating Boys With High Auto Insurance Premiums

Girls Tailgating Boys With High Auto Insurance Premiums

Conventional wisdom in the 20th century held that teenage boys were much more aggressive, riskier drivers than their female counterparts.

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Will Self-driving Cars Be Self-insuring?

Will Self-driving Cars Be Self-insuring?

You’re not far from sharing the city streets and highways with “self-driving” cars, and aside the from the ethical and technological concerns, you’ll also have to worry about what will happen if one plows into you during your commute. Make no mistake, self-driving, autonomous cars are the future. While developers say self-driving cars will prove to be safer through their melding of sensors and analytical software, there’s one rule that applies to everything in this…

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Fatal car crash data could be missing cell phone use

Fatal car crash data could be missing cell phone use

Although the connection between cell phone use and impaired driving is well established, their relation to fatal car accidents could be underreported. A study by the National Safety Council examined 180 crashes from 2009 to 2011 and discovered that among fatal crashes where the driver was using a cell phone, only 52 percent of them were recorded as such. For example, in January 2010 a Michigan teenager was talking on the phone to a friend…

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