I remember my feet hitting the ground. I remember my body hitting the floor. I remember that the first thing I saw was Coach Pitino looking down at me as I was lying on the sideline. He looked like he’d seen a ghost… – Kevin Ware, Louisville guard on his NCAA tournament injury Back in 2013 when Louisville guard Kevin Ware, a sophomore at the time, suffered a gruesome injury during the NCAA tournament, he was rushed…
Read MoreAuthor: Todd Halterman
Did You Buy Your Insurance Policy From a Chatbot?
First Insurance Sales Chat Bots Launched On Facebook Messenger An Israeli small business insurance startup, Next Insurance, are pioneering a much-maligned technology as they recently launched a “chatbot” for personal trainers interested in buying insurance. The chatbot works via the Facebook Messenger app, and in a similar fashion to the operation of their website, the bot guides users through answering a few short questions to provide them a quote. The Messenger bot will queries users for…
Read MoreInsurtech Startups Are Going to Change the Way You Buy Insurance
What Insurtech Innovations Will Mean to You The word “insurtech” describes technology innovations aimed at amping up the efficiencies of the insurance industry model. A marriage of “insurance” and “technology,” the concept hinges on the idea that the business of insurance is poised and ready for innovation and disruption. At the core of the idea is an insistence on exploiting gaps in the business that larger insurance concerns may not have sufficient incentive to explore…
Read MoreScience Knows When You’ll Die But Can You Make Money On Your Death Clock
What if you could cash in on your life insurance now, while you’re still very, very much alive? Perhaps you can as there is now money to be made by companies buying life insurance from people – people who are indeed walking and talking among us – who are willing to pay you a tidy sum of cash for your policy. They’ll even cover the cost of your premiums and they do it in exchange…
Read MoreVaping Is the New Insurance Black Hole For Smokers
The American Heart Association is pretty clear on where they stand when it comes to e-cigarettes and vaping. Their initial policy statement on the products leaves little room for wiggling. The association says that, while unknowns still abound regarding the electronic cigarette industry, e-cigarettes are dangerous “because they target young people, can keep people hooked on nicotine and threaten to ‘re-normalize’ tobacco use.” The AHA says that “based on current evidence,” the association’s position is…
Read MoreCadillac Tax Stays in GOP Healthcare Revamp
By Michelle Andrews Might Republicans make job-based health insurance taxable? And how can you fight an insurance denial for lung-cancer screening? Also, can pharmacists prescribe drugs? Here are answers to some recent questions from readers. Q: I’ve heard that Republicans plan to change the system so that I’d have to pay income taxes on my health insurance benefits. Is it true? It’s way too soon to predict what may happen as Republicans move to overhaul the health law and…
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