Homeowners insurance coverage and hail

There’s no getting around hail. It hits without warning every year in the United States, says Joe Brennan, owner of Insurance Claims Group Inc. in Cary, N.C. According to the National Oceanic and Atmospheric Administration, hail causes an average of $1 billion damage to crops and property each year; last year was an especially violent year, causing more than $2 billion in damage. When predicting how large a hailstone will become and how potentially damaging…