jewelry is covered under a home insurance policy

Among homeowners insurance claims for big-ticket items, jewelry surpassed losses in electronics during 2011, according to Enservio’s annual Contents Claims Index. The insurance software company says claims for jewelry items rose from 13 percent among the top ten contents-loss categories in 2010 to 17 percent for Replacement Cost Value in 2011, taking the top spot as the most claimed loss-item in 2011. Simultaneously, electronics dropped to the number two position, decreasing from 15 percent in 2010…