Top reasons why getting Disability Insurance is important when you are young
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Why “Own Occupation” Disability Insurance is Important
What is Own Occupation Disability Insurance? You may have heard that if you’re looking for disability insurance, you should be looking for “own occupation” coverage. In the past 20 years of working with clients to protect their income, I’ve heard it called “owner-occupation”, “owner-occupied”, “own-occ,” and a variety of other derivatives of the correct terminology “own occupation,” but the basic concept is that it’s a type of disability insurance that pays if you can’t do…
Read MoreThe Great Kidney Caper: Can you insure your body parts?
What do a Newark, N.J.-based mortician, a California-based businessman, and a dentist and his seven mortician-cronies from the East Coast all have in common? They have all ravaged funeral homes and medical facilities for body parts, engaging in multi-million dollar schemes to sell them on the body part black market. But this epidemic is nothing new, and its morbid presence can be seen in gruesome news stories from across the globe. The World Health Organization…
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