Planning for retirement in the long-term is on the to-do list for most people. However, many Americans neglect to prepare for long-term care (LTC) expenses, which can often turn out to be the most significant expense you’ll face in retirement. Approximately 70% of adults will need long-term care eventually, according to the U.S. Department of Health and Human Services. And those who do need this type of care will require it for an average of…
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The Essentials of Long-Term Care Insurance
When you’re young, long-term care insurance is not something