What is Own Occupation Disability Insurance? You may have heard that if you’re looking for disability insurance, you should be looking for “own occupation” coverage. In the past 20 years of working with clients to protect their income, I’ve heard it called “owner-occupation”, “owner-occupied”, “own-occ,” and a variety of other derivatives of the correct terminology “own occupation,” but the basic concept is that it’s a type of disability insurance that pays if you can’t do…
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