the benefits of consumer directed health insurance

How much could shifting to consumer directed health plans save? A great deal, according to this new study by RAND researchers, published in Health Affairs: Enrollment is increasing in consumer-directed health insurance plans, which feature high deductibles and a personal health care savings account. We project that an increase in market share of these plans–from the current level of 13 percent of employer-sponsored insurance to 50 percent–could reduce annual health care spending by about $57…