Get one of their sloppy kisses and it’s easy to see why 46.3 million American households own a dog, as the American Pet Products Association’s 2011-2012 National Pet Owners Survey reports. But that affectionate pooch can turn into an expensive liability should it bite someone, which is why insurance experts recommend any dog owner purchase additional coverage when they bring their new pet home, whether it’s a teeny toy Schnauzer or a massive Great Dane. …
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