With the holiday season upon us, malls are teeming with busy shoppers, all battling for that perfect gift. Crooks and con artists are also busy, too – looking for ways to make a quick buck and rip off you and your auto insurance company. Insurance fraud is the second most costly white-collar crime in the country behind tax evasion, costing Americans billions of dollars each year. But you might be surprised to learn that the…
Read MoreAuthor: Regina Waldroup
Are you protected from New Year’s Eve dangers?
The year’s final hours usually are filled with parties and popping champagne corks. But New Year’s Eve can hold a host of dangers for those who don’t ring in the new year responsibly. “With a little awareness, everyone can have a safe and happy holiday,” says Tom Heitz of the Santa Clarita, California-based Heitz Insurance Company. “If you’re going to serve alcohol, you have to be extra cautious.” A major safety issue for the…
Read MoreIs cancer insurance necessary?
It’s dreaded news that no one wants to hear: You have cancer. Yet the probability is that nearly half of all men in the United States and more than one-third of all women will be diagnosed with some form of the disease during their lifetimes, according to the American Cancer Society. A cancer diagnosis can cause both physical and financial hardship, especially if you’re the family breadwinner. Even if you have health insurance, it may…
Read MoreThe 10 Most Common Services declined by health insurers
As health care costs continue to climb, an increasing number of companies are passing more costs onto their employees. So even if you have a job that provides health insurance, you need to be a savvy consumer when assessing and selecting a plan. Just because you’re insured, it doesn’t mean that every procedure and service you might need is covered. Each plan is different, and while most plans cover basic health care services such as…
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