The first quarter of 2017 proved particularly rough on homeowners and property and casualty insurers. They were all hit with some seriously expensive losses thanks to hail, tornadoes and ice to the tune of more than a third of a billion dollars. First-quarter underwriting results for Travelers Cos. worsened year-over-year as catastrophe costs jumped 9 percent to $347 million, while Allstate Corp. and others also reported the effects of storm-related claims ahead of their earnings…
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Should Dentists Support the Right of Dentists to Make Hiring Decisions?
Lawmakers in several states have considered proposals in 2017 to let dentists custom-build their ideal dental teams. Unfortunately, it is increasingly likely that most state legislatures will leave dentists’ hands tied when they adjourn, against the wisdom of dentists, dental hygienists, and free-market policy experts. One kind of dental teammate inaccessible to dentists in most states is the dental therapist. Obstruction of dentists’ freedom to hire dental therapists ensues not from political bias but from special interests. Opponents include dentists who…
Read MoreShut It Down! The Healthcare Battle That Will Shut Down the US Government
Congress must pass a bill this week to keep most of the government running beyond Friday when a government spending bill runs out. It won’t be easy. The debate over a new spending bill focuses on an esoteric issue affecting the Affordable Care Act. The question is whether Congress will pass — and President Donald Trump will sign — a bill that also funds subsidies for lower-income people who purchase health insurance under the law….
Read MoreCyber Liability Poses Risks Not Covered By Ordinary Insurance
It’s all but impossible to do business today without computers and the Internet. Even if a computer is used for nothing more than accounting and keeping track of orders, a data loss or equipment failure could mean economic hardship for any company. Throw in the use of email, a website or social media and a company’s risk exposure could be greater than that posed by the more physical threats of fire or other disasters—especially where…
Read MoreDrone Insurance? It’s Coming Your Way From Above
New technologies are impacting many different industries – and have been as long as commerce has been taking place. Whether it be when JC Penny and Sears and Roebuck were selling products to gold miners in the 1850’s or when Henry Ford was selling the Model T in the first half of the 20th century, companies that adapt to technological change are the companies that succeed in the long term. At this time technological advances…
Read MoreAre Head-up Displays And Voice Command Technologies As Dangerous As Manual Texting While Driving
From drinking coffee to eating a donut to putting on makeup or touching up a morning shave, as drivers we’re often guilty of performing “secondary tasks” in our cars. As a result, there’s been an uptick in injuries – and even fatalities – directly tied to distracted driving. And now “wearable technologies” are coming under scrutiny as well. While it may seem at first glance that devices such as Google Glass, which include features such…
Read MoreThe Best Life Insurance Quotes and How to Get Them Anonymously
With various insurtech startups entering an increasingly sophisticated and competitive market, consumers may find themselves lured into buying “hype” over substance, and that’s where research comes into the equation when it comes to finding the correct life insurance policy – at the best price. So what questions do you need to ask yourself when you begin your search? We’re here for you… How much should I pay for a life insurance quote? Nothing. You shouldn’t pay for…
Read MoreInside Insurance Slang – Why You Don’t Need A Choke and Croak Credit Policy
As with all professions, practitioners develop a sort of shorthand or slang to describe the various elements of their day-to-day business. Sometimes the slang has a dark edge – and a nefarious intent. Take, for example, the phrase “robbing the coffin.” That little ditty refers to someone who has a relationship with a person considerably older than themselves – often in an effort to gain from life insurance policies of the soon-to-be deceased. Yet another…
Read MoreLatest News for Stroke Victims About Their Life Insurance
According to the American Stroke Association, a stroke occurs every 40 seconds on average. Stroke kills more than 150,000 people a year making it the third cause of death in the US.
Read MoreWill Self-driving Cars Be Self-insuring?
You’re not far from sharing the city streets and highways with “self-driving” cars, and aside the from the ethical and technological concerns, you’ll also have to worry about what will happen if one plows into you during your commute. Make no mistake, self-driving, autonomous cars are the future. While developers say self-driving cars will prove to be safer through their melding of sensors and analytical software, there’s one rule that applies to everything in this…
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