FEMA

Fall doesn’t end threat of hurricanes, tropical storms

By Consumer Insurance Guide Staff
Fall doesn’t end threat of hurricanes, tropical storms

With the arrival of fall, many residents in coastal areas may not be thinking of hurricanes or tropical storms.

However, industry data source the Insurance Information Institute recently reminded consumers that the hurricane season lasts until November 30. The organization says there are a number of steps homeowners can take to make sure they are prepared.

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FEMA urges homeowners not to gamble on flood insurance

By Consumer Insurance Guide Staff
FEMA urges homeowners not to gamble on flood insurance

The Federal Emergency Management Agency issued a statement Monday, warning homeowners that it could be a dangerous move to decide against purchasing flood insurance if they live in an area that could be affected by such an event.

Federal coordinating officer Brad Harris said “if more people knew the real risks and were aware of the real odds we’d have a lot more people signing up for flood insurance,” adding that roughly a quarter of all flood losses occur outside of even so-called “100-year floodplains.” This means that consumers must work to educate themselves about their real risks of suffering home damage from a flood.

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