Would Your Homeowners Insurance Pay for Pandemic Liability?

Would Your Homeowners Insurance Pay for Pandemic Liability?

Some 90 years before a swine flu pandemic killed more than 200,000 people in 2009, a horrifically deadly form of influenza spread like wildfire across the globe. The first case in the U.S. was reported in Kansas during March 1918. The disease spread quickly and affected people in countries around the world. It represented the first known instance of an H1N1 pandemic which would be erroneously called The Spanish Flu, though it did not actually arise…

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Insurance for college dorm living: Are you covered?

Insurance for college dorm living: Are you covered?

As college students are unloading all of their belongings in their new dorm for the school year and arranging things accordingly, many may need to step back and ask if those personal items are protected. According to the U.S. Department of Education, there were nearly 24,000 thefts in 2009, and 5,000 home fires that were cooking-related on college and university campuses. Many colleges and universities state in their housing contracts that they are not responsible…

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