How to protect a home from lightning and power surges

How to protect a home from lightning and power surges

When lighting hits an unprotected house it’s an easy bet on which one will probably win. At 54,000 degrees with a charge of 30 million volts, a bolt of lightning can make chimneys explode, tear holes in a roof and set the place on fire. Lightning doesn’t even need a direct hit to cause damage. A strike on a transformer, utility line or a nearby tree can still cause a power surge that wreaks havoc…

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Lightning mitigation provides home insurance benefits

Lightning mitigation provides home insurance benefits

Having a lightning mitigation system installed can help consumers avoid having to file a home insurance claim, according to the Insurance Information Institute.

The III, which provides information on a variety of insurance topics, said lightning resulted in $798 million in claims in 2009, with the average payout being $4,296. Jeanne Salvatore, senior vice president and national consumer spokeswoman for the organization, says the weather phenomenon plays a major role regarding damage to businesses and homes each year.

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