what’s covered under a renters insurance policy

As college students are unloading all of their belongings in their new dorm for the school year and arranging things accordingly, many may need to step back and ask if those personal items are protected. According to the U.S. Department of Education, there were nearly 24,000 thefts in 2009, and 5,000 home fires that were cooking-related on college and university campuses. Many colleges and universities state in their housing contracts that they are not responsible…