Insuring the 2017 NCAA Basketball Tournament – March Madness

Insuring the 2017 NCAA Basketball Tournament – March Madness

I remember my feet hitting the ground. I remember my body hitting the floor. I remember that the first thing I saw was Coach Pitino looking down at me as I was lying on the sideline. He looked like he’d seen a ghost… – Kevin Ware, Louisville guard on his NCAA tournament injury Back in 2013 when Louisville guard Kevin Ware, a sophomore at the time, suffered a gruesome injury during the NCAA tournament, he was rushed…

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Did You Buy Your Insurance Policy From a Chatbot?

Did You Buy Your Insurance Policy From a Chatbot?

First Insurance Sales Chat Bots Launched On Facebook Messenger An Israeli small business insurance startup, Next Insurance, are pioneering a much-maligned technology as they recently launched a “chatbot” for personal trainers interested in buying insurance.   The chatbot works via the Facebook Messenger app, and in a similar fashion to the operation of their website, the bot guides users through answering a few short questions to provide them a quote. The Messenger bot will queries users for…

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Science Knows When You’ll Die But Can You Make Money On Your Death Clock

Science Knows When You’ll Die But Can You Make Money On Your Death Clock

What if you could cash in on your life insurance now, while you’re still very, very much alive? Perhaps you can as there is now money to be made by companies buying life insurance from people – people who are indeed walking and talking among us – who are willing to pay you a tidy sum of cash for your policy. They’ll even cover the cost of your premiums and they do it in exchange…

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Vaping Is the New Insurance Black Hole For Smokers

Vaping Is the New Insurance Black Hole For Smokers

The American Heart Association is pretty clear on where they stand when it comes to e-cigarettes and vaping. Their initial policy statement on the products leaves little room for wiggling. The association says that, while unknowns still abound regarding the electronic cigarette industry, e-cigarettes are dangerous “because they target young people, can keep people hooked on nicotine and threaten to ‘re-normalize’ tobacco use.” The AHA says that “based on current evidence,” the association’s position is…

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Cadillac Tax Stays in GOP Healthcare Revamp

Cadillac Tax Stays in GOP Healthcare Revamp

By Michelle Andrews Might Republicans make job-based health insurance taxable? And how can you fight an insurance denial for lung-cancer screening? Also, can pharmacists prescribe drugs? Here are answers to some recent questions from readers. Q: I’ve heard that Republicans plan to change the system so that I’d have to pay income taxes on my health insurance benefits. Is it true? It’s way too soon to predict what may happen as Republicans move to overhaul the health law and…

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Important Flood Insurance Changes to Know in 2017

Important Flood Insurance Changes to Know in 2017

This information is primarily concerning properties that are located in FEMA Flood Zones “A”. Carolina Heritage Insurance is dedicated to helping communicate and clear up the upcoming FEMA Flood confusion with regards to increases in Flood premiums and the remapping of Flood Zones. If your property is located within an “A” Flood Risk Zone, and is an older property (1990 and older) and you’re paying a high premium… the information below may provide some help….

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Hail: One of the Costliest Weather Conditions for the Insurance Industry

Hail: One of the Costliest Weather Conditions for the Insurance Industry

Each year, hail costs the insurance industry billions of dollars in insurance claims. The following tips will benefit both consumers and insurance companies in regards to hail damage.

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