Health

All articles about health insurance or related to health insurance from Consumer Insurance Guide

CBO: Obamacare Pricetag at Least $820 Billion More Than Expected

By Loren Heal, The Heartland Institute
CBO: Obamacare Pricetag at Least $820 Billion More Than Expected

The Congressional Budget Office now projects President Obama’s health care law will cost $1.76 trillion over a decade, not the $940 billion the CBO estimated before it was signed into law. This number could climb even higher if the expectations of some analysts come to fruition. According to Rea Hederman, a research fellow at the Heritage Foundation, fundamental flaws in the Patient Protection and Affordable Care Act (ACA) have emerged since it was signed into…

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Consumer Power Report: How Much Can Consumer Directed Plans Save?

By Benjamin Domenech, The Heartland Institute
Consumer Power Report: How Much Can Consumer Directed Plans Save?

How much could shifting to consumer directed health plans save? A great deal, according to this new study by RAND researchers, published in Health Affairs: Enrollment is increasing in consumer-directed health insurance plans, which feature high deductibles and a personal health care savings account. We project that an increase in market share of these plans–from the current level of 13 percent of employer-sponsored insurance to 50 percent–could reduce annual health care spending by about $57…

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Missouri Voters May Get Chance to Block Exchange

By Casey Cheney, The Heartland Institute
Missouri Voters May Get Chance to Block Exchange

Legislation recently passed by the Missouri Senate and currently under consideration in the House would bypass the governor and put the implementation of a state health insurance exchange, mandated by President Obama’s law, in the hands of the voters this November. The Republican-led House and Senate pitted themselves against Democratic Gov. Jay Nixon, who attempted to implement a health insurance exchange last year by signing an executive order to begin the process of planning for…

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Americans found gaps in health insurance in 2011

By Consumer Insurance Guide Staff
Americans found gaps in health insurance in 2011

Working-age American adults experienced a gap in health insurance coverage at a rate of 26 percent during 2011, often because they lost or changed jobs, according to a recent report by The Commonwealth Fund that also shows how difficult it is for people to regain health insurance on their own after losing employer-sponsored coverage. Those who went without coverage for a year or longer was at 69 percent, while 57 percent were uninsured for two…

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As Court Considers Obama’s Law, Employers Brace for Decision

By Marc Kilmer, The Heartland Institute
As Court Considers Obama’s Law, Employers Brace for Decision

If the Supreme Court ultimately upholds President Obama’s law, within the next decade workers may find they face a very different health insurance landscape—one where millions of Americans lose their employer-based coverage. In the run-up to law’s passage, President Obama repeatedly said anyone who likes their health insurance will be able to keep it. However, a study released in mid-March by the Congressional Budget Office (CBO) found up to 20 million Americans could lose their…

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Consumer Power Report: Oregon’s $1.9 Billion Medicaid Slush Fund

By Benjamin Domenech, The Heartland Institute
Consumer Power Report: Oregon’s $1.9 Billion Medicaid Slush Fund

In keeping with the Obama administration’s solutions when it comes to policy problems in other areas, its latest response to the challenge of health care costs is simple: Spend more money. The latest example comes in the form of a major bet by the White House on Oregon’s proposed Medicaid alterations, approved last week in a surprising decision. The cost to taxpayers? $1.9 billion: It all, however, does hinge on a very big “if”: No…

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Health risks mom should think about that may increase insurance costs

By Bob Bland
Health risks mom should think about that may increase insurance costs

When a woman becomes a mother everything in her life changes. Everything in her world becomes about her child. While mothers are nursing cuts and scrapes, whipping up an amazing home-cooked meal for their family or providing counsel to their daughter’s broken heart after a breakup, they too often neglect the basic necessity of taking care of their own health and wellbeing. 12 major health risks for women 1. Heart disease. Coronary artery disease or…

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Oregon Gambles on Supreme Court Upholding Obamacare

By Kenneth Artz, The Heartland Institute
Oregon Gambles on Supreme Court Upholding Obamacare

Two weeks before the U.S. Supreme Court heard arguments against President Obama’s health care law, Democrat Oregon Gov. John Kitzhaber approved the business plan for the Oregon health insurance exchange, making a political gamble the law will survive its day in court. Kitzhaber’s challenge indicates the risk facing governors across the country. Although he remains publicly committed to implementation of Obama’s law, his administration runs the risk of unnecessarily spending millions of taxpayer dollars and…

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Study finds single workers without a safety net

By Consumer Insurance Guide Staff
Study finds single workers without a safety net

A majority of single Americans lack health insurance and are more financially exposed than married couples when it comes to an unexpected health issue that would keep them from working, according to an annual survey by The Hartford. It finds them far more vulnerable than married couples. The Hartford Benefits For Tomorrow Study found 87 percent of singles would need to make lifestyle changes to meet expenses if they lost income for three to six…

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One in 6 Americans experience food poisoning each year

By Consumer Insurance Guide Staff
One in 6 Americans experience food poisoning each year

Foodborne illnesses affect one in six Americans each year, according to recent statistics released by the Centers for Disease Control and Prevention. Data collected by the CDC in 2011, estimate that 31 of the most common agents of foodborne disease found in foods in the United States cause 9.4 million illnesses, 55,961 hospitalizations, and 1,351 deaths each year. The CDC reported that 90 percent of all foodborne deaths and hospitalizations were caused by seven known…

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