Where’s my health insurance? You’re raising my rate by how much? Sometimes insurance issues take us by surprise. We’ve rounded up some real-life situations where insurance took a scary turn. What nerve: Employers secretly cancel the company health insurance. Desperate times call for desperate measures, and sometimes employers will stop paying their group health insurance and fail to inform employees. “We have had cases where the employee goes to the doctor and is told that…
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All articles about health insurance or related to health insurance from Consumer Insurance Guide
Health insurance and food safety
Foodborne outbreaks are scary and unfortunately more common than we think. There is nothing worse than not knowing if your next meal may land you a stay in the hospital. Long-term effects of foodborne pathogensWhile healthy adults often recover from foodborne illnesses, children infected by these pathogens are at the most risk of developing serious long-term, debilitating illnesses. Campylobacter: Guillain-Barre syndrome (GBS) E. coli 0157:H7: Hemolytic uremic syndrome (HUS), leading cause of kidney failure in…
Read MoreThe 10 most horrifying health care statistics
What’s so horrifying about health care? For those that have health insurance, the future of health care is sketchy, especially when it comes to recent changes in health care reform. For those that don’t have insurance, getting it may be easier, but quality of care is still largely an unknown. And still, we are not certain how much the new reform is going to cost all of us in the public and private sector. Consumer…
Read MoreDiscrimination exists for transgender people after surgery
Chaz Bono sparked controversy when Dancing With the Stars announced the openly transgender celebrity would be one of the contestants this season. But public outcry isn’t the only discrimination trans people face. While more health insurance companies are including gender reassignment surgery in their plans, discrimination often takes place after the surgery, especially for those with individual plans, activists say. Not only can plans be more expensive due to possible health risks, especially if the…
Read MoreIs cancer insurance necessary?
It’s dreaded news that no one wants to hear: You have cancer. Yet the probability is that nearly half of all men in the United States and more than one-third of all women will be diagnosed with some form of the disease during their lifetimes, according to the American Cancer Society. A cancer diagnosis can cause both physical and financial hardship, especially if you’re the family breadwinner. Even if you have health insurance, it may…
Read MoreHealth insurance tips for college students
As your college student gets ready to return to campus, there is a long checklist of things they need to go through to make sure everything they need is packed inside the family’s minivan. Clothes? Check. Shoes? Check. Toiletries? Check. The laptop? Check. Insurance coverage? What? That’s right. What should be added to the long list of things that need to go off to college with your child is the family’s health insurance policy. Parents…
Read MoreInterested in new age treatment? Insurance might cover it
Many people may not consider energy stones and or group meditation medically beneficial, but some firmly believe in their mysterious powers when coping with trauma, finding inner peace, or when actively trying to stay healthy. But not long ago, several mainstream techniques were also considered alternative: Chiropractic care, massage therapy and acupuncture, treatments that are now covered by a modest percentage of health insurance companies. Insurance experts say that this could soon be the case…
Read MoreShingles vaccine beneficial for adults over 60
All Americans over the age of 60 are being encouraged to receive a shingles vaccination, as a new report found that vaccinations can reduce the risk of developing the disease by half. The study, conducted by Kaiser Permanente, found that the vaccine is even safe for older adults who aren’t in tip-top shape, despite a previous recommendation that the vaccine only be given to healthy adults. “We didn’t know how well the vaccine actually performed…
Read MoreSurvey: New payment system needed for doctors
The current system used in the U.S. to determine payment for health care providers – a complex negotiation between public and private health insurers and the doctors and nurses themselves – is archaic and should be changed, according to a majority of opinion leaders surveyed recently by the Commonwealth Fund. “Experts agree that if private payers and public programs could come together and agree to pay the same way, and the same amount, we can…
Read MoreGeorgia plans to bridge healthcare gap to treat diabetes
Despite the ongoing efforts of advocacy organizations, government agencies, and health insurance companies, disparities remain in the level of access to health care enjoyed by Americans of different racial backgrounds. However, a recent pilot program in Georgia has demonstrated some success in equalizing the treatment of diabetes, according to Blue Cross/Blue Shield. The health insurer recently announced that it would give a Clinical Distinction Award to a program it developed in conjunction with the Harvard…
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