Health Insurance Reform Lies and the Lying Liars Who Push Them

Health Insurance Reform Lies and the Lying Liars Who Push Them

Louisiana senator Bill Cassidy is catching flak for a letter he wrote a constituent about his stand on the current state of health insurance via the Affordable Care Act. Cassidy, a Republican and a physician, has been a staunch critic of Obamacare, and his answer to the voter’s question pulled no punches. “Obamacare does not lower costs or improve quality, but rather it raises taxes and allows a presidentially handpicked ‘Health Choices Commissioner’ to determine what…

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Get Ready For Your Health Insurance Physical Exam – Our Top Tips

Get Ready For Your Health Insurance Physical Exam – Our Top Tips

Shopping for a life insurance or a long-term disability insurance policy means it’s pretty likely you’ll be facing an insurance medical exam. These procedures are also called life insurance physical exams or “paramedical exams,” and if you’ve never had one, we’re here to help answer any questions you might have about the process from start to finish. So first off, what goes on during the exam and why do insurers want you to undergo a…

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Insurtech Startups Are Going to Change the Way You Buy Insurance

Insurtech Startups Are Going to Change the Way You Buy Insurance

What Insurtech Innovations Will Mean to You The word “insurtech” describes technology innovations aimed at amping up the efficiencies of the insurance industry model. A marriage of “insurance” and “technology,” the concept hinges on the idea that the business of insurance is poised and ready for innovation and disruption. At the core of the idea is an insistence on exploiting gaps in the business that larger insurance concerns may not have sufficient incentive to explore…

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Science Knows When You’ll Die But Can You Make Money On Your Death Clock

Science Knows When You’ll Die But Can You Make Money On Your Death Clock

What if you could cash in on your life insurance now, while you’re still very, very much alive? Perhaps you can as there is now money to be made by companies buying life insurance from people – people who are indeed walking and talking among us – who are willing to pay you a tidy sum of cash for your policy. They’ll even cover the cost of your premiums and they do it in exchange…

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Vaping Is the New Insurance Black Hole For Smokers

Vaping Is the New Insurance Black Hole For Smokers

The American Heart Association is pretty clear on where they stand when it comes to e-cigarettes and vaping. Their initial policy statement on the products leaves little room for wiggling. The association says that, while unknowns still abound regarding the electronic cigarette industry, e-cigarettes are dangerous “because they target young people, can keep people hooked on nicotine and threaten to ‘re-normalize’ tobacco use.” The AHA says that “based on current evidence,” the association’s position is…

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Cadillac Tax Stays in GOP Healthcare Revamp

Cadillac Tax Stays in GOP Healthcare Revamp

By Michelle Andrews Might Republicans make job-based health insurance taxable? And how can you fight an insurance denial for lung-cancer screening? Also, can pharmacists prescribe drugs? Here are answers to some recent questions from readers. Q: I’ve heard that Republicans plan to change the system so that I’d have to pay income taxes on my health insurance benefits. Is it true? It’s way too soon to predict what may happen as Republicans move to overhaul the health law and…

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National Health Service in U.K. Continues to Deteriorate

National Health Service in U.K. Continues to Deteriorate

By Linda Gorman, reprinted from Health Care News, Heartland Institute The United Kingdom’s single-payer health care system provides an important model, and cautionary tale, for those who advocate such a system in the United States. Over the Christmas holidays, the waits for emergency care in the British National Health Service (NHS) reached what the nation’s press called “crisis” levels. Compared to 2013, twice as many ambulances had more than 30 minute waits outside of overcrowded…

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