When it comes time to take the first step toward purchasing life insurance to protect your family and your business, you’ll need some guidance. We’re committed to providing you rock-solid tips and in-depth information to make your insuring buying experience smooth like butter. Knowledge is power. Feel the power… Fundamentals of life insurance What’s covered and not covered on the modern life insurance policy? What is the difference between term and whole life insurance? What…
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Your Renter’s Insurance Just Got Cheaper in California
A consumer protection group recently helped review and enforce legislation in California which will impact renters and result in a drop in their renter’s insurance premiums by an average of 40.6% for an annual overall rate savings to consumers of $11 million. The drop in rates came as a result of action taken under Proposition 103, California’s insurance reform law which requires that insurers open their books and justify their home, auto and business insurance rates before…
Read MoreIf You’re Packing Heat Your Insurance Might Not Cover Your Guns
Did you know that many auto, homeowners and renters insurance policies have one little-known limitation? They don’t protect your guns from theft. Data from the U.S. Department of Justice Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) indicates that more than 170,000 guns were reported lost or stolen by persons other than federally licensed dealers in 2012, and according to survey research, at least 500,000 firearms are stolen annually from residences. The experts say the…
Read MoreInsurtech Company Fabric Aimed at Niche Marketing Life Insurance to Busy Young Parents
They call them ‘insurtechs,’ and the focus is on using the latest in data and AI technology to sharpen the competitive edge for life insurance companies. One of the hottest players in the game, Fabric, has targeted new and expecting parents. “Life insurance isn’t something you think about – or buy every day – and the existing system is built to take advantage of your confusion,” says Adam Erlebacher, a co-founder of Fabric. “You should…
Read MoreYour Lifestyle Is Killing You – And Jacking Up Your Insurance Rates
You know it for a fact. Life is about choices, and regardless of how much pleasure those choices can provide you, some of them will leave you paying more for life insurance. But have no fear, some of the most likely causes for sky-high insurance rates can be the easiest to fix. Stop Supersizing Everything You Do! Okay, so you porked up a bit and there’s some excess weight hanging over your belt. When it…
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