As wildfires rage across the western states of South Dakota, Colorado, New Mexico, Montana, Utah and Wyoming, many families and businesses will soon be coping with how to rebuild in the aftermath. Fires are always stressful events but for people whose homes or businesses are damaged or destroyed, they can be traumatic. Members of the National Association of Public Insurance Adjusters have offered the following tips to property owners who are filing insurance claims for…
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Helpful fire safety tips for the holidays
The United State Fire Administration provided fire safety tips for the home during the holidays, which if followed, will ensure a healthy and happy time for all involved.
The USFA says heating fires account for 36 percent of residential home fires in rural areas each year, and the reason for this is creosote buildup in chimneys and stovepipes. Furthermore, the USFA encourages all home heating systems be maintained regularly in order to function safely and efficiently.
Read MoreImportance of proper space heater maintenance during winter
Space heaters can be a convenient way for people to warm up a small space, especially as the colder months arrive. It’s important that the devices are used with caution to ensure a blaze doesn’t occur.
Read MoreWhy testing smoke alarms is important for home fire safety
According to the National Fire Protection Association, smoke alarms can help save lives, provided they are installed and maintained.
Read MoreLightning mitigation provides home insurance benefits
Having a lightning mitigation system installed can help consumers avoid having to file a home insurance claim, according to the Insurance Information Institute.
The III, which provides information on a variety of insurance topics, said lightning resulted in $798 million in claims in 2009, with the average payout being $4,296. Jeanne Salvatore, senior vice president and national consumer spokeswoman for the organization, says the weather phenomenon plays a major role regarding damage to businesses and homes each year.
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