floods and homeowners insurance coverage

When most people think of flooding it’s probably a coastal image that comes to mind, with either Florida or Louisiana getting battered by a hurricane. Yet flooding can happen just about anywhere, such as a river overflowing its banks or a California mudslide sweeping everything away. Poor drainage systems, rapid snowfall, snowmelt or problems with a levy can all add up to a homeowner suddenly feeling like a biblical Noah, even for those who might…