What happens in the winter to our sinuses and what type of home remedies can we use to feel more comfortable.
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Extreme weather presents a growing insurance risk
An increasing level of extreme weather poses growing risks to the financial stability of insurance companies, according to a new report. According to the nonprofit group Ceres, there are proactive approaches insurers, regulators and investors can take to address these risks. The report “Stormy Future for U.S. Property and Casualty Insurers: The Growing Costs and Risks of Extreme Weather Events” illustrates how climate change is contributing to stronger, more frequent heat waves, drought and extreme…
Read MoreWeather insurance covers income lost to Mother Nature
As unpredictable as the weather can be, there are those whose incomes depend on it. In the past a lack of snow, too much or too little rain could spell trouble for them—unless they had the option of buying weather insurance. Megan Green, assistant vice president at Vortex Insurance Agency, provides weather insurance to cover all kinds of mishaps caused by Mother Nature. Green says policies tend to be event-based, such as someone canceling an…
Read MoreLightning mitigation provides home insurance benefits
Having a lightning mitigation system installed can help consumers avoid having to file a home insurance claim, according to the Insurance Information Institute.
The III, which provides information on a variety of insurance topics, said lightning resulted in $798 million in claims in 2009, with the average payout being $4,296. Jeanne Salvatore, senior vice president and national consumer spokeswoman for the organization, says the weather phenomenon plays a major role regarding damage to businesses and homes each year.
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