Each year thousands of deer hunters take to the field in hopes of snagging a buck or a doe but instead wind up in the hospital or worse. Although shooting accidents do happen, it’s the act of hunting itself that can often prove more dangerous in the form of falls, heart ailments and other issues. A study by the Ohio State University Medical Center and 2010 found that among hunting- related injuries, 50 percent were…
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By anyone’s measure, the weather has become increasingly extreme in recent years. Whether it’s hurricanes on the coasts, tornadoes in the Midwest or wildfires, landslides and mudslides in the west—Mother Nature has a way of letting us know she’s in charge. Naturally everyone says to “be prepared,” but what exactly that means isn’t always obvious and can change depending on the scenario. Sure, the authorities always say to stock up on batteries and have some…
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When most people think of flooding it’s probably a coastal image that comes to mind, with either Florida or Louisiana getting battered by a hurricane. Yet flooding can happen just about anywhere, such as a river overflowing its banks or a California mudslide sweeping everything away. Poor drainage systems, rapid snowfall, snowmelt or problems with a levy can all add up to a homeowner suddenly feeling like a biblical Noah, even for those who might…
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In a world that’s mad about zombies it was inevitable that someone would offer insurance against these marauding masses. After all, zombies have been in books, movies and in the TV series “The Walking Dead,” so why not the insurance market? Even the fiercest and most prepared anti-zombie crusader might need a little help after fighting off an attack, such as disposing of the bodies and restocking the supplies of ammo. Penelope Luedtke, founder and…
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When lighting hits an unprotected house it’s an easy bet on which one will probably win. At 54,000 degrees with a charge of 30 million volts, a bolt of lightning can make chimneys explode, tear holes in a roof and set the place on fire. Lightning doesn’t even need a direct hit to cause damage. A strike on a transformer, utility line or a nearby tree can still cause a power surge that wreaks havoc…
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No one can guarantee that an outdoors man will come home with a large mouth bass or an eight-point buck, but with hunting insurance they’ll be covered if there’s any mishaps in the field, stream or wherever else they look for game. Jim Longhway, president of the Bryant Longhway division of Market Financial Group says he came up with the idea of hunting insurance in the late 1990s after years of involvement in the insurance…
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As unpredictable as the weather can be, there are those whose incomes depend on it. In the past a lack of snow, too much or too little rain could spell trouble for them—unless they had the option of buying weather insurance. Megan Green, assistant vice president at Vortex Insurance Agency, provides weather insurance to cover all kinds of mishaps caused by Mother Nature. Green says policies tend to be event-based, such as someone canceling an…
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It’s easy to understand why someone might be tempted to commit insurance fraud because the lure of money never ceases. The state of the economy combined with the draw of “easy money” continues to make insurance fraud a low-risk, high-gain proposition to most criminals. “The economy is squeezing more and more consumers and forcing growing numbers into a financial bind. This is creating a great deal of temptation for some consumers to seek a financial bailout…
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Like health protection for humans, pet insurance may rely on an animal’s history to determine premiums, which means the type of breed matters.
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Despite an industry-wide ad blitz beckoning them to switch, three-fourths of motorists never pick up the phone or click on a website to get an auto insurance quote. It’s virtually impossible to watch television or listen to the radio these days without seeing or hearing an ad exhorting consumers to switch their car insurance companies. Providers spent an estimated $5.7 billion in advertising and promotional allowances during 2011, according to an analysis performed by Dowling…
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
