Experts estimate that about one out of every 10,000 people have Huntington’s Disease.
Read MoreHuntington’s Disease and Long-Term Care (LTC) Insurance
Featured
How Insurance Needs Can Vary Over Time
Throughout our lives we will ask each other the following questions regarding insurance – what kind of insurance do I need and when should I purchase it?
Read MoreGirls Tailgating Boys With High Auto Insurance Premiums
Conventional wisdom in the 20th century held that teenage boys were much more aggressive, riskier drivers than their female counterparts.
Read MoreInsurers Pummeled By Tough Season for Hail, Tornadoes and Ice Storms
The first quarter of 2017 proved particularly rough on homeowners and property and casualty insurers. They were all hit with some seriously expensive losses thanks to hail, tornadoes and ice to the tune of more than a third of a billion dollars. First-quarter underwriting results for Travelers Cos. worsened year-over-year as catastrophe costs jumped 9 percent to $347 million, while Allstate Corp. and others also reported the effects of storm-related claims ahead of their earnings…
Read MoreShut It Down! The Healthcare Battle That Will Shut Down the US Government
Congress must pass a bill this week to keep most of the government running beyond Friday when a government spending bill runs out. It won’t be easy. The debate over a new spending bill focuses on an esoteric issue affecting the Affordable Care Act. The question is whether Congress will pass — and President Donald Trump will sign — a bill that also funds subsidies for lower-income people who purchase health insurance under the law….
Read MoreLatest Republican Proposals Aimed at Capping Medicaid Spending
Transitioning Medicaid from an unlimited entitlement program to limited block grants could save U.S. taxpayers more than $100 billion, or $803 per household, over the next five years, according to a study from the healthcare innovation research company Avalere. Block grants of fixed amounts to states would save $150 billion by 2022, the February analysis found. A per-capita block grant, which would increase or decrease with enrollment, would cut federal spending by $110 billion. In…
Read MoreCyber Liability Poses Risks Not Covered By Ordinary Insurance
It’s all but impossible to do business today without computers and the Internet. Even if a computer is used for nothing more than accounting and keeping track of orders, a data loss or equipment failure could mean economic hardship for any company. Throw in the use of email, a website or social media and a company’s risk exposure could be greater than that posed by the more physical threats of fire or other disasters—especially where…
Read MoreDrone Insurance? It’s Coming Your Way From Above
New technologies are impacting many different industries – and have been as long as commerce has been taking place. Whether it be when JC Penny and Sears and Roebuck were selling products to gold miners in the 1850’s or when Henry Ford was selling the Model T in the first half of the 20th century, companies that adapt to technological change are the companies that succeed in the long term. At this time technological advances…
Read MoreJump Start Seven Day Auto Insurance Policies Under Fire in Michigan
What is a Seven Day Auto Insurance Policy? Michigan drivers have some of the highest auto insurance rates in the nation, and drivers in Detroit pay rates so high one state senator says the premiums there are “probably the highest on earth.” Sen. Joe Hune, R-Fowlerville, chairs the Senate Insurance Committee in Michigan, and he says the huge rates paid by Detroit drivers “has caused people to find some creative solutions.” Among those creative solutions,…
Read MoreAre Head-up Displays And Voice Command Technologies As Dangerous As Manual Texting While Driving
From drinking coffee to eating a donut to putting on makeup or touching up a morning shave, as drivers we’re often guilty of performing “secondary tasks” in our cars. As a result, there’s been an uptick in injuries – and even fatalities – directly tied to distracted driving. And now “wearable technologies” are coming under scrutiny as well. While it may seem at first glance that devices such as Google Glass, which include features such…
Read MoreFeatured
Oct 30, 2019
LA County residents forced to evacuate could tap insurance for cost reimbursement
LOS ANGELES, Calif. — Thousands of residents from Los Angeles
Health
Mar 17, 2020
The Essentials of Long-Term Care Insurance
When you’re young, long-term care insurance is not something
