insurance information institute

Having a lightning mitigation system installed can help consumers avoid having to file a home insurance claim, according to the Insurance Information Institute.

The III, which provides information on a variety of insurance topics, said lightning resulted in $798 million in claims in 2009, with the average payout being $4,296. Jeanne Salvatore, senior vice president and national consumer spokeswoman for the organization, says the weather phenomenon plays a major role regarding damage to businesses and homes each year.