How to Save on Auto Insurance

How to Save on Auto Insurance

In today’s tougher economy, everyone is looking to save money on car insurance. Here are ten tips to help save money in premiums, according to the Insurance Information Institute.

Read More

Car upkeep important as winter approaches

Car upkeep important as winter approaches

Keeping up with car maintenance, especially during winter, can help avoid an accident, which would drive up a consumer’s car insurance rates.

Recently, AAA recommended consumers have their vehicles looked at by an auto repair shop. During the visit, drivers should make sure mechanics check out a car’s battery and recharging system, along with drive belts and engine hoses.

Read More

FEMA urges homeowners not to gamble on flood insurance

FEMA urges homeowners not to gamble on flood insurance

The Federal Emergency Management Agency issued a statement Monday, warning homeowners that it could be a dangerous move to decide against purchasing flood insurance if they live in an area that could be affected by such an event.

Federal coordinating officer Brad Harris said “if more people knew the real risks and were aware of the real odds we’d have a lot more people signing up for flood insurance,” adding that roughly a quarter of all flood losses occur outside of even so-called “100-year floodplains.” This means that consumers must work to educate themselves about their real risks of suffering home damage from a flood.

Read More

Three methods to increase disability income benefits

Three methods to increase disability income benefits

Since the primary reason for purchasing a disability income insurance policy is to replace any income that may be lost due to a disability, it’s imperative to have an adequate amount of coverage in place before a disability occurs.

Edward E. Graves, author of “McGill’s Life Insurance” says there are three methods a non-disabled person can employ to make sure their benefits are enough to support their income prior to a disability. The general rule of thumb is if you received a raise or your expenses have increased, so should your benefits.

Read More
1 2