Some people are more likely to be diagnosed with a specific health ailment than others. Those who smoke, for example, are at an increased risk of developing lung cancer.
Read MoreCT screening found to be more effective than x-rays
life insurance
South Dakota votes against smoking
Those who smoke are frequently faced with an array of health conditions and higher life insurance premiums as a result. Medical professionals have long linked the habit to increased risks of cancer and lung disease.
Those who smoke aren’t the only ones affected by cigarettes. According to the Centers for Disease Control and Prevention, nearly 50,000 deaths per year can be attributed to second-hand smoke. Despite this, hundreds of people start smoking every day in the U.S.
Read MoreDonating life and raising premiums
Americans advised to control sodium intake
The federal government has announced that it is stepping up its efforts to help Americans enjoy healthier lives by encouraging lower sodium use.
Excessive sodium consumption can contribute significantly to high blood pressure while also contributing to chronic medical problems in the longer term. In turn, chronic medical problems are often a red flag to insurers that can trigger higher health and life insurance costs for consumers.
Read MoreWhat situations warrant individual disability insurance?
Without a crystal ball, there’s no way of knowing what the future holds when it comes to a personal disability. Even so, there are known situations where owning an individual disability income policy is recommended.
Disability income insurance replaces a large portion of your income in the event you become sick or disabled and are unable to pay your bills.
Read MoreNEW YORK doctor launches healthy eating campaign
A growing number of consumers may find themselves defying the nation’s obesity trend and enjoying longer and healthier lives with help from information about how to follow a proper diet
This is because many chronic health conditions – especially heart disease and diabetes – can be averted in a large portion of the population simply by being more careful about meal and snacking choices. Failure to do so can carry many consequences, from higher life insurance premiums to serious medical expenses and even hospitalization.
Read MoreWhy stress in the workplace could cause health problems
Those who work in industries that are commonly associated with high stress levels may want to be particularly focused on selecting a good life insurance policy, in light of the cardiovascular risks that this lifestyle can bring.
With healthcare professionals around the world marking World Heart Day on September 26, workplace stress will be one of the issues in the spotlight.
Read MoreObesity can carry many different financial burdens
According to the George Washington University Medical School, individuals as well as their employers share the financial burdens of obesity
Read MoreNew legislation promotes heart health for women
Legislation that could help more women manage heart problems is making its way through Congress, having just cleared a House subcommittee this week.
According to the American Heart Association, the Heart Disease Education, Analysis and Research and Treatment (HEART) for Women Act will expand requirements for the use of sex and race-based data for new drugs and medical devices. In turn, this could lead to more effective treatments against heart disease in the coming years.
Read MoreThe real cost of high cholesterol
As mouth-watering as that oozing bacon double cheeseburger might look, the potential price of eating can be costly.
It is a well-known fact that having high cholesterol can lead to heart disease and heart attacks, and eventually cost you your life. New evidence suggests that it can affect not only your waistline—but also your wallet—when it comes to life insurance premiums.
Read MoreFeatured
Oct 30, 2019
LA County residents forced to evacuate could tap insurance for cost reimbursement
LOS ANGELES, Calif. — Thousands of residents from Los Angeles
Health
Mar 17, 2020
The Essentials of Long-Term Care Insurance
When you’re young, long-term care insurance is not something
