Health

All articles about health insurance or related to health insurance from Consumer Insurance Guide

Defund Obamacare’s Insurance Rate Reviews

By Edmund F. Haislmaier, The Heartland Institute
Defund Obamacare’s Insurance Rate Reviews

GUEST EDITORIAL By Edmund F. Haislmaier, The Heartland Institute The recently published U.S. Department of Health and Human Services regulations for implementing Obamacare’s health insurance rate reviews, effective September 1, are another instance of the arbitrary and politically manipulated regulations that inevitably result when Congress enacts vague, subjective, and aspirational legislation rather than clear, objective, and specific statutes. Political Pressure on Premiums These rate-review provisions were an entirely political exercise from the start. They were…

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New Mandate, More Regulation

By Kenneth Artz, The Heartland Institute
New Mandate, More Regulation

GUEST EDITORIAL By Kenneth Artz, The Heartland Institute Relationships between doctors and pharmaceutical companies and medical device manufacturers will soon be under the microscope because of legislation forcing public revelation of such relationships and any ways they may have affected a doctor’s decisions. Under the Physician Payments Sunshine Act (PPSA) included in President Obama’s health care law, manufacturers of drugs, devices, and biological and medical supplies are required to keep a yearly report of all…

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Vermont Becomes First State with Single-Payer Health Care

By Kenneth Artz, The Heartland Institute
Vermont Becomes First State with Single-Payer Health Care

GUEST EDITORIAL By Kenneth Artz, The Heartland Institute Vermont is on a path to become the first state in the nation to have a government-run health care monopoly, as a result of a health care bill signed Democrat by Gov. Peter Shumlin in May. ‘A Plan to Plan’ The new law creates a five-member board at an estimated cost of $1.3 million with unprecedented powers over health care, which constitutes 20 percent of the state’s…

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Obamanomics: It’s Worse Than You Think

By Joseph Bast, The Heartland Institute
Obamanomics: It’s Worse Than You Think

GUEST EDITORIAL By Joseph Bast, The Heartland Institute Obama signed the Patient Protection and Affordable Care Act … all 3,256 pages of it … into law on March 23, 2010. Most of the provisions don’t go into effect until 2014, but some of the taxes to fund it started immediately. By counting ten years of revenues and only six years of expenses, the administration was able to claim it will reduce the federal debt over…

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Obama Administration Targets ‘Mini-Med’ Insurance Plans

By Thomas Cheplick, The Heartland Institute
Obama Administration Targets ‘Mini-Med’ Insurance Plans

GUEST EDITORIAL By Thomas Cheplick, The Heartland Institute New regulations issued by the Centers for Medicare & Medicaid Services are accelerating the demise of so-called “mini-med” health care insurance plans by eliminating a waiver program the plans needed to survive regulations within President Obama’s health care law. Under mini-med health insurance plans, a person takes out a health insurance policy that covers routine and inexpensive health care needs but not catastrophic care. Obama’s law forces…

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New health insurance services offered to women

By Karen Caffarini
New health insurance services offered to women

New federal guidelines that will ensure women receive preventive health services, including birth control, with no out-of-pocket costs are being applauded by women’s groups as an important step toward improved health of women and children and criticized by an insurance trade group, which warns the guidelines could result in significantly higher costs for coverage. U.S. Department of Health and Human Services announced that beginning Aug. 1, 2012, new health insurance plans would be required to…

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Addicted to Government

By AAPS
Addicted to Government

GUEST EDITORIAL By Alieta Eck, MD Republished with permission from the Association of American Physicians and Surgeons (AAPS) It begins with an injury—a torn shoulder, a crushing back mishap, an abdominal operation. The miracle medications relieve the pain very well. However pain has an emotional component, and in some patients the need for narcotics far exceeds the time frame of any typical physical condition. Calm, emotional peace and a feeling of well-being can only be…

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The 10 Most Common Services declined by health insurers

By Regina Waldroup
The 10 Most Common Services declined by health insurers

As health care costs continue to climb, an increasing number of companies are passing more costs onto their employees. So even if you have a job that provides health insurance, you need to be a savvy consumer when assessing and selecting a plan. Just because you’re insured, it doesn’t mean that every procedure and service you might need is covered. Each plan is different, and while most plans cover basic health care services such as…

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I don’t have Maternity Health Insurance Coverage… Now what?

By Hollie Smith
I don’t have Maternity Health Insurance Coverage… Now what?

When you’re expecting a baby, time should be spent deciding on baby names and prepping the nursery—not stressing about how you’re going to pay medical bills.

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