When you’re young, long-term care insurance is not something you’re likely to think about. You might also think that long-term care insurance is something to worry about well into your 60s or 70s. But in reality, an illness or disability can strike at any time and at any age, and long-term care does not come cheap. In fact, Genworth’s 2019 Cost of Care Survey found that the average monthly cost of professional care in the U.S….
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Health Insurance Basics
Like every other insurance plan out there (auto, homeowners, disability), there is no “one size fits all” model. Instead, the differences lie in the size of the premiums, and how restrictive the plan is with regards to the consumer’s choice of doctor.
Read MoreImportant Flood Insurance Changes to Know in 2017
This information is primarily concerning properties that are located in FEMA Flood Zones “A”. Carolina Heritage Insurance is dedicated to helping communicate and clear up the upcoming FEMA Flood confusion with regards to increases in Flood premiums and the remapping of Flood Zones. If your property is located within an “A” Flood Risk Zone, and is an older property (1990 and older) and you’re paying a high premium… the information below may provide some help….
Read MoreDoes it cost more to insure an electric car?
You open the door, climb in and settle behind the steering wheel. Everything about this car feels familiar. It even has that new car smell. You buckle your safety belt and start the engine, waiting for the roar of cylinders. Instead, there is a strange silence.
Welcome to the electric car and a new age of driving.
Rogue cancer gene discovered by British scientists
A distinctive type of genetic material that helps cancer cells distribute themselves throughout the body has been found by researchers at the University of East Anglia who have published their findings in the latest issue of the journal Oncogene.
Read MoreCost of U.S. cancer care to take off in coming decade
Cancer treatment in the U.S. could be set to skyrocket in cost, posing a potentially severe problem for patients and insurers alike, according to a study from the National Cancer Institute.
Read MoreStudy: Patients who adhere to medication save money
Patients who take their medications as directed by doctors can reduce emergency room visits and save themselves up to $7,800 each year.
Read MoreOptions for health insurance coverage after a job loss
Average home insurance premium rates fall
The National Association of Insurance Commissioners has released its report on home insurance rates. Overall, the average premium nationwide was $788 in 2008. The figure marks a decline from the $816 paid in 2007.
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