Gender Inequality & Insurance

Gender Inequality & Insurance

Gender does matter— especially when it comes to insurance. Whose rates are higher? And is it justified?

The process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.

Women’s life insurance rates are lower because they statistically live longer than men.

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Girls Tailgating Boys With High Auto Insurance Premiums

Girls Tailgating Boys With High Auto Insurance Premiums

Conventional wisdom in the 20th century held that teenage boys were much more aggressive, riskier drivers than their female counterparts.

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New health insurance services offered to women

New health insurance services offered to women

New federal guidelines that will ensure women receive preventive health services, including birth control, with no out-of-pocket costs are being applauded by women’s groups as an important step toward improved health of women and children and criticized by an insurance trade group, which warns the guidelines could result in significantly higher costs for coverage. U.S. Department of Health and Human Services announced that beginning Aug. 1, 2012, new health insurance plans would be required to…

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Obesity and smoking has stalled U.S. life expectancy gains

Obesity and smoking has stalled U.S. life expectancy gains

In comparison to other developed nations, America’s overall life expectancy is growing slowly, a study from the National Research Council recently found.

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Study: Cereal is leader for healthy breakfast options

Study: Cereal is leader for healthy breakfast options

Teenage girls who eat nutritious breakfasts are more likely to have a healthier body weight and lower cholesterol, according to a new study.

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