insurance information institute

Girls Tailgating Boys With High Auto Insurance Premiums

By Bill Hupp
Girls Tailgating Boys With High Auto Insurance Premiums

Conventional wisdom in the 20th century held that teenage boys were much more aggressive, riskier drivers than their female counterparts.

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Rethinking earthquake insurance?

By Karla Sullivan
Rethinking earthquake insurance?

Some people mistakenly believe a standard homeowner’s policy will cover earthquake damage. But Michael Barry, spokesman for the Insurance Information Institute, says a standard policy will only cover some damages in the aftermath of a quake, such as from a fire. A special rider, or endorsement, is needed to collect on damages from the quake itself.

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Fall doesn’t end threat of hurricanes, tropical storms

By Consumer Insurance Guide Staff
Fall doesn’t end threat of hurricanes, tropical storms

With the arrival of fall, many residents in coastal areas may not be thinking of hurricanes or tropical storms.

However, industry data source the Insurance Information Institute recently reminded consumers that the hurricane season lasts until November 30. The organization says there are a number of steps homeowners can take to make sure they are prepared.

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Reduce insurance coverage with caution

By Consumer Insurance Guide Staff
Reduce insurance coverage with caution

Reducing coverage on auto insurance or other forms of financial protection may be one route consumers take to save money.

Given that unemployment is high, many Americans are trying to reduce their monthly bills. And while there are ways to obtain auto insurance coverage for lower rates, the Insurance Information Institute says consumers should be careful about lowering coverage.

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