Gender does matter— especially when it comes to insurance. Whose rates are higher? And is it justified?
The process of determining premiums based on gender is known as gender rating, and it has its critics. Here are several examples of how gender impacts your insurance rates.
Women’s life insurance rates are lower because they statistically live longer than men.
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In this tight economy consumers on average still manage to spend more on the things they like such as pizza and booze rather than the things they need such as auto insurance.
Americans spend a combined $329 billion on pizza, beer and spirits while shelling out a mere $159 billion a year on auto insurance.
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The National Association of Insurance Commissioners has released its report on home insurance rates. Overall, the average premium nationwide was $788 in 2008. The figure marks a decline from the $816 paid in 2007.
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According to the National Fire Protection Association, smoke alarms can help save lives, provided they are installed and maintained.
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Government statistics have often indicated that men and women motorists account for the same number of auto accidents per mile each year.
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LOS ANGELES, Calif. — Thousands of residents from Los Angeles
When you’re young, long-term care insurance is not something
